We Provide Generator Financing Services


Diesel generators are one of the most cost-effective ways of providing power to offices, factories, or homes, but they can be expensive to purchase and install.

Installing a standby generator for backup power is one of the best ways to ensure that you have electricity in case of an emergency.

With our business and home generator financing options, getting started with a diesel generator has never been easier or more affordable. We offer low monthly payments as well as flexible terms so you can get your home powered up without breaking the bank.

Make sure your business or house never goes out of power with our business generator and full house generator financing services! We provide several options for you to choose from, so you can find the perfect financing solution for your needs.

Our generator financing options include fixed-rate financing, adjustable-rate financing, short-term financing.

All it takes is 10 minutes and an online application to secure credit for the equipment of your choice.

Generator Financing
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Reasons to Consider Generator Financing

Generator Financing

A generator is an expensive device, but you don’t have to break the bank to buy it. With the financing options offered by the United Tech Power (UTP), you can now finance any generator, even ancillary equipment, additional  materials and installation costs.

  • You don’t have to wait for years to save money and buy a generator. Choose our financing service and get a generator immediately to meet your power needs.
  • Make affordable monthly payments over a period of time to pay for the generator fully.
  • Get a generator on time to reduce your energy costs and always have backup power.


We offer financing options that are: 

  • Affordable and created according to your budget 
  • Better generator loan rates compared to other suppliers 
  • Comprehensive services to manage and monitor the whole procedure 


We consider the following things before providing generators in installments. 

  • Your monthly budget 
  • The number of years you have been running your business 
  • Your generator-related particular needs

Benefits of Financing with UTP

Generator Financing

Financing Options Offered by UTP

Generator Financing


CIT is an American financial service providing company founded in 1908. First-Citizens BancShare is its parent company. CIT bank has been providing mortgage loans, cash management, treasury management, leasing, small business administration loans, and advisory services for more than a century now. 

UTP works with CIT Bank to let people finance its products. To finance a generator with UTP, your business should be in the industry for more than two years. The loan you take will fall under the ‘equipment finance agreement’ loan category. 

Cost involved

The average cost of equipment financed with UTP will have the following credit and upfront costs.

  • Equipment: $50,000
  • Middle of the road credit score: 700
  • Upfront cost consisting of one payment plus documentation: $299

Your monthly payment will vary depending on which monthly term you choose.

Installation Cost

There is no installation cost for portable generators because they do not need installation. However, when it comes to whole house generators, you should know what drives the  installation cost.  

Permits: You need a permit to install a generator if you are a resident of a city or a part of a homeowner’s association (HOA). The cost of a permit can vary from $50 to $200, depending on where you live.

Concrete Pad: Large generators should have a properly designed concrete pad under them. It will provide a base to your generator and protect it from corrosion and sliding ground. The cost of a concrete pad varies depending on its size. Its average cost is around $1,000.


Generator Financing

Can I finance a generator?

Yes, you can. Many generator suppliers offer financing services as well. However, you should not choose a financing company randomly. Instead, compare loan rates and terms of different financing service providers and then go with the one that best meets your needs.

How much will I have to pay to get a whole house generator installed?

The cost of installing a whole house generator highly depends on a number of factors such as: 

  • Size of the generator 
  • The amount of output it can produce
  • Model of the generator 
  • Brand of the generator
  • Additional features such as wheel kit, voltage regulation, etc. 
  • Installation cost 
  • Transportation cost 

Regardless of these factors, you should expect a whole house generator’s cost ranging from $5,000 to $20,000.

What is the average length of a generator loan?

There are many financing options for generators, and you can choose any loan terms based on what you find more convenient. The best loan terms are usually around 72 months which entails an installment agreement with  small monthly payments. 

Remember that the loan term you choose will have a direct influence on the monthly payments you pay. If you go with a shorter term, your monthly payments will be higher because, then, you will have to pay the whole amount within a shorter period. Alternatively, if you choose a long-term agreement, then, your monthly payments will reduce significantly.

Can I pay my loan back early?

Yes, you can pay your loan back earlier if you want to. There is no restriction on doing that.



How does generator financing work?

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How does it work?

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What is generator financing?

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What is generator financing?

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11530 Sheldon St, Sun Valley, CA 91352